City Comparison

Olympia vs Scranton

Cost of Living Comparison · 2026

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

24.4%

Scranton is 24.4% less expensive than Olympia overall. A household earning $75,000 in Olympia would need approximately $60,268 in Scranton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Olympia
65
Scranton
Groceries
105
Olympia
98
Scranton
Utilities
91
Olympia
102
Scranton
Transportation
129
Olympia
101
Scranton
Healthcare
124
Olympia
90
Scranton

Salary Equivalence

A $75,000 salary in Olympia has the same purchasing power as $60,268 in Scranton.

Conversely, $75,000 in Scranton equals $93,333 in Olympia.

Living in Olympia vs Scranton

Housing Costs

Olympia's housing index of 131 is higher Scranton's 65, translating to median home prices of $495,000 vs $195,000. The $300,000 difference in home prices means roughly $19,500 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Olympia compared to $1,025/mo in Scranton, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 105 in Olympia and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $499/month in Olympia vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Olympia and 102 in Scranton. Monthly utility bills average approximately $364 in Olympia vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 124 in Olympia and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 34-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,300 in Olympia and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $72,589 and $55,000 respectively. Olympia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,897/month to housing in Olympia vs $1,155/month in Scranton. In Olympia, median rent of $1,600/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 24.4% more affordable overall with an index of 90 vs 112.
A $75,000 salary in Olympia has equivalent purchasing power to approximately $60,268 in Scranton, based on the cost of living difference.
Olympia's housing index is 131 with median homes at $495,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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