City Comparison

Olympia vs San Antonio

Cost of Living Comparison · 2026

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

24.4%

The cost gap between these cities is 24.4%, with San Antonio being the more affordable option. A $75,000 income in Olympia has equivalent purchasing power to $60,268 in San Antonio.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Olympia
78
San Antonio
Groceries
105
Olympia
93
San Antonio
Utilities
91
Olympia
96
San Antonio
Transportation
129
Olympia
101
San Antonio
Healthcare
124
Olympia
95
San Antonio

Salary Equivalence

A $75,000 salary in Olympia has the same purchasing power as $60,268 in San Antonio.

Conversely, $75,000 in San Antonio equals $93,333 in Olympia.

Living in Olympia vs San Antonio

Housing Costs

Olympia's housing index of 131 is higher San Antonio's 78, translating to median home prices of $495,000 vs $250,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Olympia compared to $1,200/mo in San Antonio, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 105 in Olympia and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $499/month in Olympia vs $442/month in San Antonio. San Antonio offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Olympia and 96 in San Antonio. Monthly utility bills average approximately $364 in Olympia vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 124 in Olympia and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 29-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,300 in Olympia and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $72,589 and $59,356 respectively. Olympia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,897/month to housing in Olympia vs $1,246/month in San Antonio. In Olympia, median rent of $1,600/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

San Antonio is 24.4% more affordable overall with an index of 90 vs 112.
A $75,000 salary in Olympia has equivalent purchasing power to approximately $60,268 in San Antonio, based on the cost of living difference.
Olympia's housing index is 131 with median homes at $495,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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