City Comparison

Olympia vs Overland Park

Cost of Living Comparison · 2026

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

5.7%

The cost gap between these cities is 5.7%, with Overland Park being the more affordable option. A $75,000 income in Olympia has equivalent purchasing power to $70,982 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Olympia
109
Overland Park
Groceries
105
Olympia
96
Overland Park
Utilities
91
Olympia
98
Overland Park
Transportation
129
Olympia
95
Overland Park
Healthcare
124
Olympia
102
Overland Park

Salary Equivalence

A $75,000 salary in Olympia has the same purchasing power as $70,982 in Overland Park.

Conversely, $75,000 in Overland Park equals $79,245 in Olympia.

Living in Olympia vs Overland Park

Housing Costs

Olympia's housing index of 131 is higher Overland Park's 109, translating to median home prices of $495,000 vs $414,000. The $81,000 difference in home prices means roughly $5,268 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Olympia compared to $1,450/mo in Overland Park, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 105 in Olympia and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $499/month in Olympia vs $456/month in Overland Park. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Olympia and 98 in Overland Park. Monthly utility bills average approximately $364 in Olympia vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 124 in Olympia and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,300 in Olympia and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $72,589 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,897/month to housing in Olympia vs $2,445/month in Overland Park. In Olympia, median rent of $1,600/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Overland Park is 5.7% more affordable overall with an index of 106 vs 112.
A $75,000 salary in Olympia has equivalent purchasing power to approximately $70,982 in Overland Park, based on the cost of living difference.
Olympia's housing index is 131 with median homes at $495,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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