City Comparison

Olathe vs St. Louis

Cost of Living Comparison · 2026

Olathe

Kansas
106
Above Average
$364,000
Median Home
$1,425/mo
Median Rent
$114,000
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

17.8%

Living in St. Louis costs 17.8% less than Olathe. To match the purchasing power of a $75,000 salary in Olathe, you would need $63,679 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
106
Olathe
72
St. Louis
Groceries
96
Olathe
97
St. Louis
Utilities
98
Olathe
95
St. Louis
Transportation
95
Olathe
103
St. Louis
Healthcare
102
Olathe
95
St. Louis

Salary Equivalence

A $75,000 salary in Olathe has the same purchasing power as $63,679 in St. Louis.

Conversely, $75,000 in St. Louis equals $88,333 in Olathe.

Living in Olathe vs St. Louis

Housing Costs

Olathe's housing index of 106 is higher St. Louis's 72, translating to median home prices of $364,000 vs $175,000. The $189,000 difference in home prices means roughly $12,288 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Olathe compared to $1,000/mo in St. Louis, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 96 in Olathe and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $456/month in Olathe vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Olathe and 95 in St. Louis. Monthly utility bills average approximately $392 in Olathe vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Olathe and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $114,000 in Olathe and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,547 and $50,869 respectively. Olathe residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,660/month to housing in Olathe vs $1,068/month in St. Louis. In Olathe, median rent of $1,425/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

St. Louis is 17.8% more affordable overall with an index of 90 vs 106.
A $75,000 salary in Olathe has equivalent purchasing power to approximately $63,679 in St. Louis, based on the cost of living difference.
Olathe's housing index is 106 with median homes at $364,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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