City Comparison

Olathe vs Rochester

Cost of Living Comparison · 2026

Olathe

Kansas
106
Above Average
$364,000
Median Home
$1,425/mo
Median Rent
$114,000
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

12.8%

Living in Rochester costs 12.8% less than Olathe. To match the purchasing power of a $75,000 salary in Olathe, you would need $66,509 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
106
Olathe
95
Rochester
Groceries
96
Olathe
103
Rochester
Utilities
98
Olathe
102
Rochester
Transportation
95
Olathe
102
Rochester
Healthcare
102
Olathe
104
Rochester

Salary Equivalence

A $75,000 salary in Olathe has the same purchasing power as $66,509 in Rochester.

Conversely, $75,000 in Rochester equals $84,574 in Olathe.

Living in Olathe vs Rochester

Housing Costs

Olathe's housing index of 106 is higher Rochester's 95, translating to median home prices of $364,000 vs $345,000. The $19,000 difference in home prices means roughly $1,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Olathe compared to $1,275/mo in Rochester, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Olathe and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $456/month in Olathe vs $489/month in Rochester. Olathe offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Olathe and 102 in Rochester. Monthly utility bills average approximately $392 in Olathe vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Olathe and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $114,000 in Olathe and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,547 and $97,340 respectively. Olathe residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,660/month to housing in Olathe vs $2,135/month in Rochester. In Olathe, median rent of $1,425/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 12.8% more affordable overall with an index of 94 vs 106.
A $75,000 salary in Olathe has equivalent purchasing power to approximately $66,509 in Rochester, based on the cost of living difference.
Olathe's housing index is 106 with median homes at $364,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases