City Comparison

Oklahoma City vs Tyler

Cost of Living Comparison · 2026

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

The Verdict

2.4%

Living in Tyler costs 2.4% less than Oklahoma City. To match the purchasing power of a $75,000 salary in Oklahoma City, you would need $73,276 in Tyler.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
68
Oklahoma City
69
Tyler
Groceries
95
Oklahoma City
96
Tyler
Utilities
92
Oklahoma City
97
Tyler
Transportation
100
Oklahoma City
92
Tyler
Healthcare
92
Oklahoma City
93
Tyler

Salary Equivalence

A $75,000 salary in Oklahoma City has the same purchasing power as $73,276 in Tyler.

Conversely, $75,000 in Tyler equals $76,765 in Oklahoma City.

Living in Oklahoma City vs Tyler

Housing Costs

Oklahoma City's housing index of 68 is lower Tyler's 69, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Oklahoma City compared to $1,075/mo in Tyler, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 95 in Oklahoma City and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $451/month in Oklahoma City vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Oklahoma City and 97 in Tyler. Monthly utility bills average approximately $368 in Oklahoma City vs $388 in Tyler. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Oklahoma City and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,458 in Oklahoma City and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,745 and $64,471 respectively. Tyler residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Oklahoma City vs $1,279/month in Tyler. In Oklahoma City, median rent of $1,000/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Tyler is 2.4% more affordable overall with an index of 85 vs 87.
A $75,000 salary in Oklahoma City has equivalent purchasing power to approximately $73,276 in Tyler, based on the cost of living difference.
Oklahoma City's housing index is 68 with median homes at $195,000, while Tyler's is 69 with median homes at $250,000.

Moving & Relocation Resources

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