City Comparison

Oklahoma City vs Tuscaloosa

Cost of Living Comparison · 2026

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

Tuscaloosa

Alabama
89
Below Average
$265,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

2.2%

Living in Oklahoma City costs 2.2% less than Tuscaloosa. To match the purchasing power of a $75,000 salary in Oklahoma City, you would need $76,724 in Tuscaloosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
68
Oklahoma City
74
Tuscaloosa
Groceries
95
Oklahoma City
98
Tuscaloosa
Utilities
92
Oklahoma City
96
Tuscaloosa
Transportation
100
Oklahoma City
95
Tuscaloosa
Healthcare
92
Oklahoma City
87
Tuscaloosa

Salary Equivalence

A $75,000 salary in Oklahoma City has the same purchasing power as $76,724 in Tuscaloosa.

Conversely, $75,000 in Tuscaloosa equals $73,315 in Oklahoma City.

Living in Oklahoma City vs Tuscaloosa

Housing Costs

Oklahoma City's housing index of 68 is lower Tuscaloosa's 74, translating to median home prices of $195,000 vs $265,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Oklahoma City compared to $1,050/mo in Tuscaloosa, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 95 in Oklahoma City and 98 in Tuscaloosa. A household spending the national average of $475/month on groceries would pay approximately $451/month in Oklahoma City vs $466/month in Tuscaloosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Oklahoma City and 96 in Tuscaloosa. Monthly utility bills average approximately $368 in Oklahoma City vs $384 in Tuscaloosa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Oklahoma City and 87 in Tuscaloosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,458 in Oklahoma City and $49,500 in Tuscaloosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,745 and $55,618 respectively. Oklahoma City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Oklahoma City vs $1,155/month in Tuscaloosa. In Oklahoma City, median rent of $1,000/mo fits within this budget. In Tuscaloosa, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 6 index points — focus your budget analysis there.

Frequently Asked Questions

Oklahoma City is 2.2% more affordable overall with an index of 87 vs 89.
A $75,000 salary in Oklahoma City has equivalent purchasing power to approximately $76,724 in Tuscaloosa, based on the cost of living difference.
Oklahoma City's housing index is 68 with median homes at $195,000, while Tuscaloosa's is 74 with median homes at $265,000.

Moving & Relocation Resources

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