City Comparison

Oklahoma City vs Springfield

Cost of Living Comparison · 2026

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

3.6%

Living in Springfield costs 3.6% less than Oklahoma City. To match the purchasing power of a $75,000 salary in Oklahoma City, you would need $72,414 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
68
Oklahoma City
67
Springfield
Groceries
95
Oklahoma City
94
Springfield
Utilities
92
Oklahoma City
79
Springfield
Transportation
100
Oklahoma City
90
Springfield
Healthcare
92
Oklahoma City
116
Springfield

Salary Equivalence

A $75,000 salary in Oklahoma City has the same purchasing power as $72,414 in Springfield.

Conversely, $75,000 in Springfield equals $77,679 in Oklahoma City.

Living in Oklahoma City vs Springfield

Housing Costs

Oklahoma City's housing index of 68 is higher Springfield's 67, translating to median home prices of $195,000 vs $225,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Oklahoma City compared to $950/mo in Springfield, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 95 in Oklahoma City and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $451/month in Oklahoma City vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Oklahoma City and 79 in Springfield. Monthly utility bills average approximately $368 in Oklahoma City vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Oklahoma City and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,458 in Oklahoma City and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,745 and $54,762 respectively. Oklahoma City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Oklahoma City vs $1,073/month in Springfield. In Oklahoma City, median rent of $1,000/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 3.6% more affordable overall with an index of 84 vs 87.
A $75,000 salary in Oklahoma City has equivalent purchasing power to approximately $72,414 in Springfield, based on the cost of living difference.
Oklahoma City's housing index is 68 with median homes at $195,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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