City Comparison

Oklahoma City vs Round Rock

Cost of Living Comparison · 2026

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

13.9%

Oklahoma City is 13.9% less expensive than Round Rock overall. A household earning $75,000 in Oklahoma City would need approximately $87,069 in Round Rock to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
68
Oklahoma City
92
Round Rock
Groceries
95
Oklahoma City
96
Round Rock
Utilities
92
Oklahoma City
109
Round Rock
Transportation
100
Oklahoma City
99
Round Rock
Healthcare
92
Oklahoma City
96
Round Rock

Salary Equivalence

A $75,000 salary in Oklahoma City has the same purchasing power as $87,069 in Round Rock.

Conversely, $75,000 in Round Rock equals $64,604 in Oklahoma City.

Living in Oklahoma City vs Round Rock

Housing Costs

Oklahoma City's housing index of 68 is lower Round Rock's 92, translating to median home prices of $195,000 vs $413,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Oklahoma City compared to $1,400/mo in Round Rock, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 95 in Oklahoma City and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $451/month in Oklahoma City vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Oklahoma City and 109 in Round Rock. Monthly utility bills average approximately $368 in Oklahoma City vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Oklahoma City and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,458 in Oklahoma City and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,745 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,294/month to housing in Oklahoma City vs $2,345/month in Round Rock. In Oklahoma City, median rent of $1,000/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Oklahoma City is 13.9% more affordable overall with an index of 87 vs 101.
A $75,000 salary in Oklahoma City has equivalent purchasing power to approximately $87,069 in Round Rock, based on the cost of living difference.
Oklahoma City's housing index is 68 with median homes at $195,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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