Side-by-side cost of living comparison for 2026
20% cheaper
Oklahoma City is 20% more affordable than Plano. A $75,000 salary in Plano is equivalent to $59,862 in Oklahoma City.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Oklahoma salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Oklahoma City has a housing index of 68 while Plano sits at 123 (national average = 100). The median home in Oklahoma City costs $195,000 compared to $400,000 in Plano, a difference of $205,000. Monthly rent follows a similar pattern: $1,000 in Oklahoma City versus $1,700 in Plano.
Groceries and everyday expenses show a narrower gap: Oklahoma City scores 95 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Oklahoma City (92) are lower than Plano (100).
Median household income in Oklahoma City is $55,458 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Oklahoma City.
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