Ogden vs Springfield
Cost of Living Comparison · 2026
Ogden
Springfield
The Verdict
The cost gap between these cities is 37.2%, with Springfield being the more affordable option. A $75,000 income in Ogden has equivalent purchasing power to $54,673 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ogden has the same purchasing power as $54,673 in Springfield.
Conversely, $75,000 in Springfield equals $102,885 in Ogden.
Living in Ogden vs Springfield
Housing Costs
Ogden's housing index of 112 is higher Springfield's 52, translating to median home prices of $385,000 vs $162,000. The $223,000 difference in home prices means roughly $14,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Ogden compared to $925/mo in Springfield, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 92 in Ogden and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $437/month in Ogden vs $466/month in Springfield. Ogden offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 80 in Ogden and 98 in Springfield. Monthly utility bills average approximately $320 in Ogden vs $392 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Ogden and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $70,100 in Ogden and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,514 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,636/month to housing in Ogden vs $1,528/month in Springfield. In Ogden, median rent of $1,250/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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