Ogden vs Rockford
Cost of Living Comparison · 2026
Ogden
Rockford
The Verdict
Living in Rockford costs 35.4% less than Ogden. To match the purchasing power of a $75,000 salary in Ogden, you would need $55,374 in Rockford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ogden has the same purchasing power as $55,374 in Rockford.
Conversely, $75,000 in Rockford equals $101,582 in Ogden.
Living in Ogden vs Rockford
Housing Costs
Ogden's housing index of 112 is higher Rockford's 52, translating to median home prices of $385,000 vs $155,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Ogden compared to $950/mo in Rockford, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 92 in Ogden and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $437/month in Ogden vs $470/month in Rockford. Ogden offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 80 in Ogden and 92 in Rockford. Monthly utility bills average approximately $320 in Ogden vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Ogden and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $70,100 in Ogden and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,514 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,636/month to housing in Ogden vs $1,244/month in Rockford. In Ogden, median rent of $1,250/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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