City Comparison

Ogden vs Rio Rancho

Cost of Living Comparison · 2026

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

Rio Rancho

New Mexico
95
Below Average
$337,000
Median Home
$1,400/mo
Median Rent
$85,800
Median Income

The Verdict

12.6%

Living in Rio Rancho costs 12.6% less than Ogden. To match the purchasing power of a $75,000 salary in Ogden, you would need $66,589 in Rio Rancho.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Ogden
91
Rio Rancho
Groceries
92
Ogden
97
Rio Rancho
Utilities
80
Ogden
84
Rio Rancho
Transportation
101
Ogden
92
Rio Rancho
Healthcare
91
Ogden
99
Rio Rancho

Salary Equivalence

A $75,000 salary in Ogden has the same purchasing power as $66,589 in Rio Rancho.

Conversely, $75,000 in Rio Rancho equals $84,474 in Ogden.

Living in Ogden vs Rio Rancho

Housing Costs

Ogden's housing index of 112 is higher Rio Rancho's 91, translating to median home prices of $385,000 vs $337,000. The $48,000 difference in home prices means roughly $3,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Ogden compared to $1,400/mo in Rio Rancho, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 92 in Ogden and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $437/month in Ogden vs $461/month in Rio Rancho. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 80 in Ogden and 84 in Rio Rancho. Monthly utility bills average approximately $320 in Ogden vs $336 in Rio Rancho. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Ogden and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,100 in Ogden and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,514 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,636/month to housing in Ogden vs $2,002/month in Rio Rancho. In Ogden, median rent of $1,250/mo fits within this budget. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Rio Rancho is 12.6% more affordable overall with an index of 95 vs 107.
A $75,000 salary in Ogden has equivalent purchasing power to approximately $66,589 in Rio Rancho, based on the cost of living difference.
Ogden's housing index is 112 with median homes at $385,000, while Rio Rancho's is 91 with median homes at $337,000.

Moving & Relocation Resources

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