Ogden vs Raleigh
Cost of Living Comparison · 2026 Data
Ogden
Raleigh
💡 The Verdict
Ogden is 11% cheaper than Raleigh overall. A $75,000 salary in Ogden is equivalent to $84,066 in Raleigh.
Category-by-Category Breakdown
Index values for Ogden (left) vs Raleigh (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Ogden versus Raleigh. Differences shown from Ogden perspective.
| Item | Ogden | Raleigh | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,060/mo | $1,010/mo | +$50.00 |
| 2-Bed Rent | $1,420/mo | $1,500/mo | $-80.00 |
| 3-Bed Rent | $1,950/mo | $1,950/mo | $0.00 |
| Bread (loaf) | $2.70 | $2.89 | $-0.19 |
| Milk (gallon) | $3.25 | $3.88 | $-0.63 |
| Eggs (dozen) | $2.74 | $3.31 | $-0.57 |
| Coffee (latte) | $5.08 | $5.93 | $-0.85 |
| Gas (gallon) | $3.08 | $3.37 | $-0.29 |
| Restaurant Meal | $12.76 | $18.36 | $-5.60 |
💰 Salary Equivalence
A $75,000 salary in Ogden has the same purchasing power as $84,066 in Raleigh.
Conversely, $75,000 in Raleigh equals $66,912 in Ogden.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
Both states have similar effective tax rates on this salary level. Utah details → · North Carolina details →
Reading These Numbers: Ogden (91) vs Raleigh (102)
Ogden at 91 is 9% below the US average, while Raleigh at 102 is 2% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Ogden, the composite index of 91 reflects a weighted calculation where housing carries the most influence at 110, followed by groceries (92), utilities (94), transportation (92), and healthcare (86). Housing is the primary cost driver here.
For renters: With median rents of $1,420/mo in Ogden and $1,500/mo in Raleigh, the annual rent difference is approximately $960.0. Over a 5-year period, that compounds to $4,800.0 in savings by choosing the more affordable city.
For homebuyers: The $45,000.0 difference in median home prices between Ogden and Raleigh translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Ogden vs Raleigh
Choosing between Ogden and Raleigh involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Long-term affordability in Ogden versus Raleigh depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.