Ogden vs Racine
Cost of Living Comparison · 2026
Ogden
Racine
The Verdict
Living in Racine costs 21.6% less than Ogden. To match the purchasing power of a $75,000 salary in Ogden, you would need $61,682 in Racine.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ogden has the same purchasing power as $61,682 in Racine.
Conversely, $75,000 in Racine equals $91,193 in Ogden.
Living in Ogden vs Racine
Housing Costs
Ogden's housing index of 112 is higher Racine's 66, translating to median home prices of $385,000 vs $126,000. The $259,000 difference in home prices means roughly $16,836 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Ogden compared to $1,025/mo in Racine, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 92 in Ogden and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $437/month in Ogden vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 80 in Ogden and 94 in Racine. Monthly utility bills average approximately $320 in Ogden vs $376 in Racine. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Ogden and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $70,100 in Ogden and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,514 and $65,568 respectively. Racine residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,636/month to housing in Ogden vs $1,346/month in Racine. In Ogden, median rent of $1,250/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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