Ogden vs Philadelphia
Cost of Living Comparison · 2026
Ogden
Philadelphia
The Verdict
The cost gap between these cities is 0.9%, with Philadelphia being the more affordable option. A $75,000 income in Ogden has equivalent purchasing power to $74,299 in Philadelphia.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ogden has the same purchasing power as $74,299 in Philadelphia.
Conversely, $75,000 in Philadelphia equals $75,708 in Ogden.
Living in Ogden vs Philadelphia
Housing Costs
Ogden's housing index of 112 is higher Philadelphia's 107, translating to median home prices of $385,000 vs $240,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Ogden compared to $1,400/mo in Philadelphia, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 92 in Ogden and 104 in Philadelphia. A household spending the national average of $475/month on groceries would pay approximately $437/month in Ogden vs $494/month in Philadelphia. Ogden offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 80 in Ogden and 113 in Philadelphia. Monthly utility bills average approximately $320 in Ogden vs $452 in Philadelphia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Ogden and 101 in Philadelphia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $70,100 in Ogden and $49,127 in Philadelphia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,514 and $46,346 respectively. Ogden residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,636/month to housing in Ogden vs $1,146/month in Philadelphia. In Ogden, median rent of $1,250/mo fits within this budget. In Philadelphia, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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