Ogden vs Omaha
Cost of Living Comparison · 2026 Data
Ogden
Omaha
💡 The Verdict
Omaha is 1% cheaper than Ogden overall. A $75,000 salary in Ogden is equivalent to $74,176 in Omaha.
Category-by-Category Breakdown
Index values for Ogden (left) vs Omaha (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Ogden versus Omaha. Differences shown from Ogden perspective.
| Item | Ogden | Omaha | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,060/mo | $790/mo | +$270.00 |
| 2-Bed Rent | $1,420/mo | $1,100/mo | +$320.00 |
| 3-Bed Rent | $1,950/mo | $1,460/mo | +$490.00 |
| Bread (loaf) | $2.70 | $2.70 | $0.00 |
| Milk (gallon) | $3.25 | $3.72 | $-0.47 |
| Eggs (dozen) | $2.74 | $3.24 | $-0.50 |
| Coffee (latte) | $5.08 | $6.06 | $-0.98 |
| Gas (gallon) | $3.08 | $3.12 | $-0.04 |
| Restaurant Meal | $12.76 | $12.40 | +$0.36 |
💰 Salary Equivalence
A $75,000 salary in Ogden has the same purchasing power as $74,176 in Omaha.
Conversely, $75,000 in Omaha equals $75,833 in Ogden.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $675 difference is driven by Nebraska having a higher state income tax rate. Utah details → · Nebraska details →
Reading These Numbers: Ogden (91) vs Omaha (90)
Ogden at 91 is 9% below the US average, while Omaha at 90 is 10% below average. The cost difference between these cities is relatively modest.
In Ogden, the composite index of 91 reflects a weighted calculation where housing carries the most influence at 110, followed by groceries (92), utilities (94), transportation (92), and healthcare (86). Housing is the primary cost driver here.
For renters: With median rents of $1,420/mo in Ogden and $1,100/mo in Omaha, the annual rent difference is approximately $3,840.0. Over a 5-year period, that compounds to $19,200.0 in savings by choosing the more affordable city.
For homebuyers: The $95,000.0 difference in median home prices between Ogden and Omaha translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Ogden vs Omaha
Choosing between Ogden and Omaha involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
The cost gap between Ogden and Omaha reflects thousands of individual pricing differences across housing markets, grocery chains, utility providers, and healthcare networks. No two households experience the same effective cost of living even in the same city, which is why the category breakdown matters more than the headline number. Adjust the lifestyle weighting sliders above to see how your spending priorities shift the comparison between these specific metros.