Ogden vs Olympia
Cost of Living Comparison · 2026
Ogden
Olympia
The Verdict
The cost gap between these cities is 4.5%, with Ogden being the more affordable option. A $75,000 income in Ogden has equivalent purchasing power to $78,505 in Olympia.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ogden has the same purchasing power as $78,505 in Olympia.
Conversely, $75,000 in Olympia equals $71,652 in Ogden.
Living in Ogden vs Olympia
Housing Costs
Ogden's housing index of 112 is lower Olympia's 131, translating to median home prices of $385,000 vs $495,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Ogden compared to $1,600/mo in Olympia, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 92 in Ogden and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $437/month in Ogden vs $499/month in Olympia. Ogden offers a meaningful advantage on everyday food costs, saving roughly $744/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 80 in Ogden and 91 in Olympia. Monthly utility bills average approximately $320 in Ogden vs $364 in Olympia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Ogden and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 33-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $70,100 in Ogden and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,514 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,636/month to housing in Ogden vs $1,897/month in Olympia. In Ogden, median rent of $1,250/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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