Odessa vs Yuma
Cost of Living Comparison · 2026
Odessa
Yuma
The Verdict
Living in Odessa costs 7.6% less than Yuma. To match the purchasing power of a $75,000 salary in Odessa, you would need $81,176 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Odessa has the same purchasing power as $81,176 in Yuma.
Conversely, $75,000 in Yuma equals $69,293 in Odessa.
Living in Odessa vs Yuma
Housing Costs
Odessa's housing index of 72 is lower Yuma's 82, translating to median home prices of $223,000 vs $284,000. The $61,000 difference in home prices means roughly $3,960 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Odessa compared to $1,100/mo in Yuma, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 96 in Odessa and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $456/month in Odessa vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Odessa and 102 in Yuma. Monthly utility bills average approximately $400 in Odessa vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Odessa and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,500 in Odessa and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,471 and $58,804 respectively. Odessa residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,715/month to housing in Odessa vs $1,262/month in Yuma. In Odessa, median rent of $1,150/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 10 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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