City Comparison

Odessa vs Worcester

Cost of Living Comparison · 2026

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

Worcester

Massachusetts
125
Expensive
$340,000
Median Home
$1,600/mo
Median Rent
$52,228
Median Income

The Verdict

32.0%

Living in Odessa costs 32.0% less than Worcester. To match the purchasing power of a $75,000 salary in Odessa, you would need $110,294 in Worcester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Odessa
152
Worcester
Groceries
96
Odessa
106
Worcester
Utilities
100
Odessa
122
Worcester
Transportation
93
Odessa
103
Worcester
Healthcare
96
Odessa
115
Worcester

Salary Equivalence

A $75,000 salary in Odessa has the same purchasing power as $110,294 in Worcester.

Conversely, $75,000 in Worcester equals $51,000 in Odessa.

Living in Odessa vs Worcester

Housing Costs

Odessa's housing index of 72 is lower Worcester's 152, translating to median home prices of $223,000 vs $340,000. The $117,000 difference in home prices means roughly $7,608 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Odessa compared to $1,600/mo in Worcester, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 96 in Odessa and 106 in Worcester. A household spending the national average of $475/month on groceries would pay approximately $456/month in Odessa vs $504/month in Worcester. Odessa offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Odessa and 122 in Worcester. Monthly utility bills average approximately $400 in Odessa vs $488 in Worcester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Odessa and 115 in Worcester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,500 in Odessa and $52,228 in Worcester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,471 and $41,782 respectively. Odessa residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,715/month to housing in Odessa vs $1,219/month in Worcester. In Odessa, median rent of $1,150/mo fits within this budget. In Worcester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 80 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 32.0% more affordable overall with an index of 85 vs 125.
A $75,000 salary in Odessa has equivalent purchasing power to approximately $110,294 in Worcester, based on the cost of living difference.
Odessa's housing index is 72 with median homes at $223,000, while Worcester's is 152 with median homes at $340,000.

Moving & Relocation Resources

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