Odessa vs Virginia Beach
Cost of Living Comparison · 2026
Odessa
Virginia Beach
The Verdict
Living in Odessa costs 19.0% less than Virginia Beach. To match the purchasing power of a $75,000 salary in Odessa, you would need $92,647 in Virginia Beach.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Odessa has the same purchasing power as $92,647 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $60,714 in Odessa.
Living in Odessa vs Virginia Beach
Housing Costs
Odessa's housing index of 72 is lower Virginia Beach's 112, translating to median home prices of $223,000 vs $310,000. The $87,000 difference in home prices means roughly $5,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Odessa compared to $1,500/mo in Virginia Beach, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 96 in Odessa and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $456/month in Odessa vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Odessa and 98 in Virginia Beach. Monthly utility bills average approximately $400 in Odessa vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Odessa and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,500 in Odessa and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,471 and $69,922 respectively. Odessa residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,715/month to housing in Odessa vs $1,713/month in Virginia Beach. In Odessa, median rent of $1,150/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases