City Comparison

Odessa vs Spokane

Cost of Living Comparison · 2026

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

13.3%

Living in Odessa costs 13.3% less than Spokane. To match the purchasing power of a $75,000 salary in Odessa, you would need $86,471 in Spokane.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Odessa
94
Spokane
Groceries
96
Odessa
99
Spokane
Utilities
100
Odessa
98
Spokane
Transportation
93
Odessa
101
Spokane
Healthcare
96
Odessa
102
Spokane

Salary Equivalence

A $75,000 salary in Odessa has the same purchasing power as $86,471 in Spokane.

Conversely, $75,000 in Spokane equals $65,051 in Odessa.

Living in Odessa vs Spokane

Housing Costs

Odessa's housing index of 72 is lower Spokane's 94, translating to median home prices of $223,000 vs $310,000. The $87,000 difference in home prices means roughly $5,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Odessa compared to $1,200/mo in Spokane, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Odessa and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $456/month in Odessa vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Odessa and 98 in Spokane. Monthly utility bills average approximately $400 in Odessa vs $392 in Spokane. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Odessa and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,500 in Odessa and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,471 and $49,831 respectively. Odessa residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,715/month to housing in Odessa vs $1,139/month in Spokane. In Odessa, median rent of $1,150/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 13.3% more affordable overall with an index of 85 vs 98.
A $75,000 salary in Odessa has equivalent purchasing power to approximately $86,471 in Spokane, based on the cost of living difference.
Odessa's housing index is 72 with median homes at $223,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases