Odessa vs Roswell
Cost of Living Comparison · 2026
Odessa
Roswell
The Verdict
Odessa is 24.8% less expensive than Roswell overall. A household earning $75,000 in Odessa would need approximately $99,706 in Roswell to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Odessa has the same purchasing power as $99,706 in Roswell.
Conversely, $75,000 in Roswell equals $56,416 in Odessa.
Living in Odessa vs Roswell
Housing Costs
Odessa's housing index of 72 is lower Roswell's 187, translating to median home prices of $223,000 vs $647,000. The $424,000 difference in home prices means roughly $27,564 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Odessa compared to $1,700/mo in Roswell, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 96 in Odessa and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $456/month in Odessa vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Odessa and 98 in Roswell. Monthly utility bills average approximately $400 in Odessa vs $392 in Roswell. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Odessa and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,500 in Odessa and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,471 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,715/month to housing in Odessa vs $2,539/month in Roswell. In Odessa, median rent of $1,150/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 115 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases