City Comparison

Odessa vs Rock Hill

Cost of Living Comparison · 2026

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

Rock Hill

South Carolina
100
Average
$305,000
Median Home
$1,125/mo
Median Rent
$65,800
Median Income

The Verdict

15.0%

The cost gap between these cities is 15.0%, with Odessa being the more affordable option. A $75,000 income in Odessa has equivalent purchasing power to $88,235 in Rock Hill.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Odessa
79
Rock Hill
Groceries
96
Odessa
105
Rock Hill
Utilities
100
Odessa
94
Rock Hill
Transportation
93
Odessa
103
Rock Hill
Healthcare
96
Odessa
106
Rock Hill

Salary Equivalence

A $75,000 salary in Odessa has the same purchasing power as $88,235 in Rock Hill.

Conversely, $75,000 in Rock Hill equals $63,750 in Odessa.

Living in Odessa vs Rock Hill

Housing Costs

Odessa's housing index of 72 is lower Rock Hill's 79, translating to median home prices of $223,000 vs $305,000. The $82,000 difference in home prices means roughly $5,328 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Odessa compared to $1,125/mo in Rock Hill, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 96 in Odessa and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $456/month in Odessa vs $499/month in Rock Hill. Odessa offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Odessa and 94 in Rock Hill. Monthly utility bills average approximately $400 in Odessa vs $376 in Rock Hill. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Odessa and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,500 in Odessa and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,471 and $65,800 respectively. Odessa residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,715/month to housing in Odessa vs $1,535/month in Rock Hill. In Odessa, median rent of $1,150/mo fits within this budget. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 15.0% more affordable overall with an index of 85 vs 100.
A $75,000 salary in Odessa has equivalent purchasing power to approximately $88,235 in Rock Hill, based on the cost of living difference.
Odessa's housing index is 72 with median homes at $223,000, while Rock Hill's is 79 with median homes at $305,000.

Moving & Relocation Resources

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