City Comparison

Odessa vs Orlando

Cost of Living Comparison · 2026

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

Orlando

Florida
100
Average
$320,000
Median Home
$1,650/mo
Median Rent
$48,080
Median Income

The Verdict

15.0%

Living in Odessa costs 15.0% less than Orlando. To match the purchasing power of a $75,000 salary in Odessa, you would need $88,235 in Orlando.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Odessa
104
Orlando
Groceries
96
Odessa
103
Orlando
Utilities
100
Odessa
97
Orlando
Transportation
93
Odessa
104
Orlando
Healthcare
96
Odessa
96
Orlando

Salary Equivalence

A $75,000 salary in Odessa has the same purchasing power as $88,235 in Orlando.

Conversely, $75,000 in Orlando equals $63,750 in Odessa.

Living in Odessa vs Orlando

Housing Costs

Odessa's housing index of 72 is lower Orlando's 104, translating to median home prices of $223,000 vs $320,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Odessa compared to $1,650/mo in Orlando, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 96 in Odessa and 103 in Orlando. A household spending the national average of $475/month on groceries would pay approximately $456/month in Odessa vs $489/month in Orlando. Odessa offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Odessa and 97 in Orlando. Monthly utility bills average approximately $400 in Odessa vs $388 in Orlando. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Odessa and 96 in Orlando. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,500 in Odessa and $48,080 in Orlando. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,471 and $48,080 respectively. Odessa residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,715/month to housing in Odessa vs $1,122/month in Orlando. In Odessa, median rent of $1,150/mo fits within this budget. In Orlando, median rent of $1,650/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 15.0% more affordable overall with an index of 85 vs 100.
A $75,000 salary in Odessa has equivalent purchasing power to approximately $88,235 in Orlando, based on the cost of living difference.
Odessa's housing index is 72 with median homes at $223,000, while Orlando's is 104 with median homes at $320,000.

Moving & Relocation Resources

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