Ocala vs St George
Cost of Living Comparison · 2026
Ocala
St George
The Verdict
Ocala is 20.9% less expensive than St George overall. A household earning $75,000 in Ocala would need approximately $94,828 in St George to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Ocala has the same purchasing power as $94,828 in St George.
Conversely, $75,000 in St George equals $59,318 in Ocala.
Living in Ocala vs St George
Housing Costs
Ocala's housing index of 72 is lower St George's 144, translating to median home prices of $241,000 vs $550,000. The $309,000 difference in home prices means roughly $20,088 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Ocala compared to $1,525/mo in St George, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 98 in Ocala and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $466/month in Ocala vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Ocala and 87 in St George. Monthly utility bills average approximately $360 in Ocala vs $348 in St George. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Ocala and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Ocala and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,828 and $65,818 respectively. St George residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Ocala vs $1,689/month in St George. In Ocala, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 72 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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