City Comparison

Ocala vs Scranton

Cost of Living Comparison · 2026

Ocala

Florida
87
Below Average
$241,000
Median Home
$1,350/mo
Median Rent
$56,400
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

3.3%

The cost gap between these cities is 3.3%, with Ocala being the more affordable option. A $75,000 income in Ocala has equivalent purchasing power to $77,586 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Ocala
65
Scranton
Groceries
98
Ocala
98
Scranton
Utilities
90
Ocala
102
Scranton
Transportation
95
Ocala
101
Scranton
Healthcare
92
Ocala
90
Scranton

Salary Equivalence

A $75,000 salary in Ocala has the same purchasing power as $77,586 in Scranton.

Conversely, $75,000 in Scranton equals $72,500 in Ocala.

Living in Ocala vs Scranton

Housing Costs

Ocala's housing index of 72 is higher Scranton's 65, translating to median home prices of $241,000 vs $195,000. The $46,000 difference in home prices means roughly $2,988 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Ocala compared to $1,025/mo in Scranton, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 98 in Ocala and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $466/month in Ocala vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Ocala and 102 in Scranton. Monthly utility bills average approximately $360 in Ocala vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 92 in Ocala and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,400 in Ocala and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,828 and $55,000 respectively. Ocala residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Ocala vs $1,155/month in Scranton. In Ocala, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Ocala is 3.3% more affordable overall with an index of 87 vs 90.
A $75,000 salary in Ocala has equivalent purchasing power to approximately $77,586 in Scranton, based on the cost of living difference.
Ocala's housing index is 72 with median homes at $241,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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