North Las Vegas vs St. Paul
Cost of Living Comparison · 2026
North Las Vegas
St. Paul
The Verdict
St. Paul is 11.0% less expensive than North Las Vegas overall. A household earning $75,000 in North Las Vegas would need approximately $67,568 in St. Paul to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in North Las Vegas has the same purchasing power as $67,568 in St. Paul.
Conversely, $75,000 in St. Paul equals $83,250 in North Las Vegas.
Living in North Las Vegas vs St. Paul
Housing Costs
North Las Vegas's housing index of 120 is higher St. Paul's 98, translating to median home prices of $405,000 vs $260,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in North Las Vegas compared to $1,300/mo in St. Paul, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 104 in North Las Vegas and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $494/month in North Las Vegas vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 109 in North Las Vegas and 97 in St. Paul. Monthly utility bills average approximately $436 in North Las Vegas vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 85 in North Las Vegas and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $78,500 in North Las Vegas and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,721 and $57,718 respectively. North Las Vegas residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,832/month to housing in North Las Vegas vs $1,347/month in St. Paul. In North Las Vegas, median rent of $1,600/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases