City Comparison

North Charleston vs Tempe

Cost of Living Comparison · 2026

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

Tempe

Arizona
106
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$56,068
Median Income

The Verdict

3.8%

The cost gap between these cities is 3.8%, with North Charleston being the more affordable option. A $75,000 income in North Charleston has equivalent purchasing power to $77,941 in Tempe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
North Charleston
114
Tempe
Groceries
101
North Charleston
100
Tempe
Utilities
120
North Charleston
96
Tempe
Transportation
91
North Charleston
103
Tempe
Healthcare
86
North Charleston
95
Tempe

Salary Equivalence

A $75,000 salary in North Charleston has the same purchasing power as $77,941 in Tempe.

Conversely, $75,000 in Tempe equals $72,170 in North Charleston.

Living in North Charleston vs Tempe

Housing Costs

North Charleston's housing index of 102 is lower Tempe's 114, translating to median home prices of $347,000 vs $400,000. The $53,000 difference in home prices means roughly $3,444 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,525/mo in North Charleston compared to $1,600/mo in Tempe, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 101 in North Charleston and 100 in Tempe. A household spending the national average of $475/month on groceries would pay approximately $480/month in North Charleston vs $475/month in Tempe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 120 in North Charleston and 96 in Tempe. Monthly utility bills average approximately $480 in North Charleston vs $384 in Tempe. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 86 in North Charleston and 95 in Tempe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $61,400 in North Charleston and $56,068 in Tempe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,196 and $52,894 respectively. North Charleston residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,433/month to housing in North Charleston vs $1,308/month in Tempe. In North Charleston, median rent of $1,525/mo exceeds this threshold, suggesting renters may feel stretched. In Tempe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

North Charleston is 3.8% more affordable overall with an index of 102 vs 106.
A $75,000 salary in North Charleston has equivalent purchasing power to approximately $77,941 in Tempe, based on the cost of living difference.
North Charleston's housing index is 102 with median homes at $347,000, while Tempe's is 114 with median homes at $400,000.

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