North Charleston vs Savannah
Cost of Living Comparison · 2026
North Charleston
Savannah
The Verdict
Living in Savannah costs 9.7% less than North Charleston. To match the purchasing power of a $75,000 salary in North Charleston, you would need $68,382 in Savannah.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in North Charleston has the same purchasing power as $68,382 in Savannah.
Conversely, $75,000 in Savannah equals $82,258 in North Charleston.
Living in North Charleston vs Savannah
Housing Costs
North Charleston's housing index of 102 is higher Savannah's 81, translating to median home prices of $347,000 vs $250,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,525/mo in North Charleston compared to $1,300/mo in Savannah, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 101 in North Charleston and 100 in Savannah. A household spending the national average of $475/month on groceries would pay approximately $480/month in North Charleston vs $475/month in Savannah. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 120 in North Charleston and 95 in Savannah. Monthly utility bills average approximately $480 in North Charleston vs $380 in Savannah. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 86 in North Charleston and 98 in Savannah. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $61,400 in North Charleston and $45,210 in Savannah. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,196 and $48,613 respectively. North Charleston residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,433/month to housing in North Charleston vs $1,055/month in Savannah. In North Charleston, median rent of $1,525/mo exceeds this threshold, suggesting renters may feel stretched. In Savannah, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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