City Comparison

North Charleston vs Rockford

Cost of Living Comparison · 2026

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

29.1%

The cost gap between these cities is 29.1%, with Rockford being the more affordable option. A $75,000 income in North Charleston has equivalent purchasing power to $58,088 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
North Charleston
52
Rockford
Groceries
101
North Charleston
99
Rockford
Utilities
120
North Charleston
92
Rockford
Transportation
91
North Charleston
101
Rockford
Healthcare
86
North Charleston
106
Rockford

Salary Equivalence

A $75,000 salary in North Charleston has the same purchasing power as $58,088 in Rockford.

Conversely, $75,000 in Rockford equals $96,835 in North Charleston.

Living in North Charleston vs Rockford

Housing Costs

North Charleston's housing index of 102 is higher Rockford's 52, translating to median home prices of $347,000 vs $155,000. The $192,000 difference in home prices means roughly $12,480 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,525/mo in North Charleston compared to $950/mo in Rockford, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 101 in North Charleston and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $480/month in North Charleston vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 120 in North Charleston and 92 in Rockford. Monthly utility bills average approximately $480 in North Charleston vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 86 in North Charleston and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $61,400 in North Charleston and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,196 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,433/month to housing in North Charleston vs $1,244/month in Rockford. In North Charleston, median rent of $1,525/mo exceeds this threshold, suggesting renters may feel stretched. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 29.1% more affordable overall with an index of 79 vs 102.
A $75,000 salary in North Charleston has equivalent purchasing power to approximately $58,088 in Rockford, based on the cost of living difference.
North Charleston's housing index is 102 with median homes at $347,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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