City Comparison

North Charleston vs Rochester

Cost of Living Comparison · 2026

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

8.5%

The cost gap between these cities is 8.5%, with Rochester being the more affordable option. A $75,000 income in North Charleston has equivalent purchasing power to $69,118 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
North Charleston
95
Rochester
Groceries
101
North Charleston
103
Rochester
Utilities
120
North Charleston
102
Rochester
Transportation
91
North Charleston
102
Rochester
Healthcare
86
North Charleston
104
Rochester

Salary Equivalence

A $75,000 salary in North Charleston has the same purchasing power as $69,118 in Rochester.

Conversely, $75,000 in Rochester equals $81,383 in North Charleston.

Living in North Charleston vs Rochester

Housing Costs

North Charleston's housing index of 102 is higher Rochester's 95, translating to median home prices of $347,000 vs $345,000. The $2,000 difference in home prices means roughly $132 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,525/mo in North Charleston compared to $1,275/mo in Rochester, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 101 in North Charleston and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $480/month in North Charleston vs $489/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 120 in North Charleston and 102 in Rochester. Monthly utility bills average approximately $480 in North Charleston vs $408 in Rochester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 86 in North Charleston and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $61,400 in North Charleston and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,196 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,433/month to housing in North Charleston vs $2,135/month in Rochester. In North Charleston, median rent of $1,525/mo exceeds this threshold, suggesting renters may feel stretched. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 8.5% more affordable overall with an index of 94 vs 102.
A $75,000 salary in North Charleston has equivalent purchasing power to approximately $69,118 in Rochester, based on the cost of living difference.
North Charleston's housing index is 102 with median homes at $347,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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