City Comparison

North Charleston vs Odessa

Cost of Living Comparison · 2026

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

20.0%

The cost gap between these cities is 20.0%, with Odessa being the more affordable option. A $75,000 income in North Charleston has equivalent purchasing power to $62,500 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
North Charleston
72
Odessa
Groceries
101
North Charleston
96
Odessa
Utilities
120
North Charleston
100
Odessa
Transportation
91
North Charleston
93
Odessa
Healthcare
86
North Charleston
96
Odessa

Salary Equivalence

A $75,000 salary in North Charleston has the same purchasing power as $62,500 in Odessa.

Conversely, $75,000 in Odessa equals $90,000 in North Charleston.

Living in North Charleston vs Odessa

Housing Costs

North Charleston's housing index of 102 is higher Odessa's 72, translating to median home prices of $347,000 vs $223,000. The $124,000 difference in home prices means roughly $8,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,525/mo in North Charleston compared to $1,150/mo in Odessa, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 101 in North Charleston and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $480/month in North Charleston vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 120 in North Charleston and 100 in Odessa. Monthly utility bills average approximately $480 in North Charleston vs $400 in Odessa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 86 in North Charleston and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $61,400 in North Charleston and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,196 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,433/month to housing in North Charleston vs $1,715/month in Odessa. In North Charleston, median rent of $1,525/mo exceeds this threshold, suggesting renters may feel stretched. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 20.0% more affordable overall with an index of 85 vs 102.
A $75,000 salary in North Charleston has equivalent purchasing power to approximately $62,500 in Odessa, based on the cost of living difference.
North Charleston's housing index is 102 with median homes at $347,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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