City Comparison

Norfolk vs Yuma

Cost of Living Comparison · 2026

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

7.6%

Living in Yuma costs 7.6% less than Norfolk. To match the purchasing power of a $75,000 salary in Norfolk, you would need $69,697 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Norfolk
82
Yuma
Groceries
99
Norfolk
101
Yuma
Utilities
97
Norfolk
102
Yuma
Transportation
100
Norfolk
97
Yuma
Healthcare
99
Norfolk
87
Yuma

Salary Equivalence

A $75,000 salary in Norfolk has the same purchasing power as $69,697 in Yuma.

Conversely, $75,000 in Yuma equals $80,707 in Norfolk.

Living in Norfolk vs Yuma

Housing Costs

Norfolk's housing index of 95 is higher Yuma's 82, translating to median home prices of $250,000 vs $284,000. The $34,000 difference in home prices means roughly $2,208 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Norfolk compared to $1,100/mo in Yuma, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 99 in Norfolk and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $470/month in Norfolk vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Norfolk and 102 in Yuma. Monthly utility bills average approximately $388 in Norfolk vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Norfolk and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,938 in Norfolk and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,463 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,212/month to housing in Norfolk vs $1,262/month in Yuma. In Norfolk, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 7.6% more affordable overall with an index of 92 vs 99.
A $75,000 salary in Norfolk has equivalent purchasing power to approximately $69,697 in Yuma, based on the cost of living difference.
Norfolk's housing index is 95 with median homes at $250,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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