City Comparison

Norfolk vs Tyler

Cost of Living Comparison · 2026

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

The Verdict

16.5%

The cost gap between these cities is 16.5%, with Tyler being the more affordable option. A $75,000 income in Norfolk has equivalent purchasing power to $64,394 in Tyler.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Norfolk
69
Tyler
Groceries
99
Norfolk
96
Tyler
Utilities
97
Norfolk
97
Tyler
Transportation
100
Norfolk
92
Tyler
Healthcare
99
Norfolk
93
Tyler

Salary Equivalence

A $75,000 salary in Norfolk has the same purchasing power as $64,394 in Tyler.

Conversely, $75,000 in Tyler equals $87,353 in Norfolk.

Living in Norfolk vs Tyler

Housing Costs

Norfolk's housing index of 95 is higher Tyler's 69, translating to median home prices of $250,000 vs $250,000. The $0 difference in home prices means roughly $0 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Norfolk compared to $1,075/mo in Tyler, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 99 in Norfolk and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $470/month in Norfolk vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Norfolk and 97 in Tyler. Monthly utility bills average approximately $388 in Norfolk vs $388 in Tyler. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Norfolk and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $51,938 in Norfolk and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,463 and $64,471 respectively. Tyler residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,212/month to housing in Norfolk vs $1,279/month in Tyler. In Norfolk, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Tyler is 16.5% more affordable overall with an index of 85 vs 99.
A $75,000 salary in Norfolk has equivalent purchasing power to approximately $64,394 in Tyler, based on the cost of living difference.
Norfolk's housing index is 95 with median homes at $250,000, while Tyler's is 69 with median homes at $250,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases