City Comparison

Norfolk vs Roswell

Cost of Living Comparison · 2026

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

The Verdict

12.4%

The cost gap between these cities is 12.4%, with Norfolk being the more affordable option. A $75,000 income in Norfolk has equivalent purchasing power to $85,606 in Roswell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Norfolk
187
Roswell
Groceries
99
Norfolk
101
Roswell
Utilities
97
Norfolk
98
Roswell
Transportation
100
Norfolk
110
Roswell
Healthcare
99
Norfolk
103
Roswell

Salary Equivalence

A $75,000 salary in Norfolk has the same purchasing power as $85,606 in Roswell.

Conversely, $75,000 in Roswell equals $65,708 in Norfolk.

Living in Norfolk vs Roswell

Housing Costs

Norfolk's housing index of 95 is lower Roswell's 187, translating to median home prices of $250,000 vs $647,000. The $397,000 difference in home prices means roughly $25,800 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Norfolk compared to $1,700/mo in Roswell, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 99 in Norfolk and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $470/month in Norfolk vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Norfolk and 98 in Roswell. Monthly utility bills average approximately $388 in Norfolk vs $392 in Roswell. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Norfolk and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $51,938 in Norfolk and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,463 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,212/month to housing in Norfolk vs $2,539/month in Roswell. In Norfolk, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 92 index points — focus your budget analysis there.

Frequently Asked Questions

Norfolk is 12.4% more affordable overall with an index of 99 vs 113.
A $75,000 salary in Norfolk has equivalent purchasing power to approximately $85,606 in Roswell, based on the cost of living difference.
Norfolk's housing index is 95 with median homes at $250,000, while Roswell's is 187 with median homes at $647,000.

Moving & Relocation Resources

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