City Comparison

Norfolk vs Pueblo

Cost of Living Comparison · 2026

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

10.0%

Living in Pueblo costs 10.0% less than Norfolk. To match the purchasing power of a $75,000 salary in Norfolk, you would need $68,182 in Pueblo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Norfolk
81
Pueblo
Groceries
99
Norfolk
99
Pueblo
Utilities
97
Norfolk
96
Pueblo
Transportation
100
Norfolk
99
Pueblo
Healthcare
99
Norfolk
102
Pueblo

Salary Equivalence

A $75,000 salary in Norfolk has the same purchasing power as $68,182 in Pueblo.

Conversely, $75,000 in Pueblo equals $82,500 in Norfolk.

Living in Norfolk vs Pueblo

Housing Costs

Norfolk's housing index of 95 is higher Pueblo's 81, translating to median home prices of $250,000 vs $247,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Norfolk compared to $1,075/mo in Pueblo, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 99 in Norfolk and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Norfolk vs $470/month in Pueblo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Norfolk and 96 in Pueblo. Monthly utility bills average approximately $388 in Norfolk vs $384 in Pueblo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Norfolk and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $51,938 in Norfolk and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,463 and $63,000 respectively. Pueblo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,212/month to housing in Norfolk vs $1,323/month in Pueblo. In Norfolk, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 10.0% more affordable overall with an index of 90 vs 99.
A $75,000 salary in Norfolk has equivalent purchasing power to approximately $68,182 in Pueblo, based on the cost of living difference.
Norfolk's housing index is 95 with median homes at $250,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

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