City Comparison

Newport News vs St. Paul

Cost of Living Comparison · 2026

Newport News

Virginia
92
Below Average
$261,000
Median Home
$1,175/mo
Median Rent
$69,600
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

8.0%

Newport News is 8.0% less expensive than St. Paul overall. A household earning $75,000 in Newport News would need approximately $81,522 in St. Paul to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
75
Newport News
98
St. Paul
Groceries
99
Newport News
103
St. Paul
Utilities
104
Newport News
97
St. Paul
Transportation
96
Newport News
108
St. Paul
Healthcare
111
Newport News
105
St. Paul

Salary Equivalence

A $75,000 salary in Newport News has the same purchasing power as $81,522 in St. Paul.

Conversely, $75,000 in St. Paul equals $69,000 in Newport News.

Living in Newport News vs St. Paul

Housing Costs

Newport News's housing index of 75 is lower St. Paul's 98, translating to median home prices of $261,000 vs $260,000. The $1,000 difference in home prices means roughly $60 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Newport News compared to $1,300/mo in St. Paul, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 99 in Newport News and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $470/month in Newport News vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 104 in Newport News and 97 in St. Paul. Monthly utility bills average approximately $416 in Newport News vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 111 in Newport News and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $69,600 in Newport News and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,652 and $57,718 respectively. Newport News residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Newport News vs $1,347/month in St. Paul. In Newport News, median rent of $1,175/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Newport News is 8.0% more affordable overall with an index of 92 vs 100.
A $75,000 salary in Newport News has equivalent purchasing power to approximately $81,522 in St. Paul, based on the cost of living difference.
Newport News's housing index is 75 with median homes at $261,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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