Newport News vs St Cloud
Cost of Living Comparison · 2026
Newport News
St Cloud
The Verdict
Living in St Cloud costs 2.2% less than Newport News. To match the purchasing power of a $75,000 salary in Newport News, you would need $73,370 in St Cloud.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Newport News has the same purchasing power as $73,370 in St Cloud.
Conversely, $75,000 in St Cloud equals $76,667 in Newport News.
Living in Newport News vs St Cloud
Housing Costs
Newport News's housing index of 75 is lower St Cloud's 82, translating to median home prices of $261,000 vs $250,000. The $11,000 difference in home prices means roughly $720 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Newport News compared to $1,000/mo in St Cloud, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 99 in Newport News and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $470/month in Newport News vs $480/month in St Cloud. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Newport News and 95 in St Cloud. Monthly utility bills average approximately $416 in Newport News vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 111 in Newport News and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $69,600 in Newport News and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,652 and $66,889 respectively. Newport News residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Newport News vs $1,405/month in St Cloud. In Newport News, median rent of $1,175/mo fits within this budget. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 11 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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