Newport News vs South Bend
Cost of Living Comparison · 2026
Newport News
South Bend
The Verdict
Living in South Bend costs 15.0% less than Newport News. To match the purchasing power of a $75,000 salary in Newport News, you would need $65,217 in South Bend.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Newport News has the same purchasing power as $65,217 in South Bend.
Conversely, $75,000 in South Bend equals $86,250 in Newport News.
Living in Newport News vs South Bend
Housing Costs
Newport News's housing index of 75 is higher South Bend's 50, translating to median home prices of $261,000 vs $173,000. The $88,000 difference in home prices means roughly $5,724 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Newport News compared to $900/mo in South Bend, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 99 in Newport News and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $470/month in Newport News vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Newport News and 94 in South Bend. Monthly utility bills average approximately $416 in Newport News vs $376 in South Bend. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 111 in Newport News and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $69,600 in Newport News and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,652 and $60,250 respectively. Newport News residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Newport News vs $1,125/month in South Bend. In Newport News, median rent of $1,175/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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