Newport News vs Oxnard
Cost of Living Comparison · 2026
Newport News
Oxnard
The Verdict
Newport News is 40.3% less expensive than Oxnard overall. A household earning $75,000 in Newport News would need approximately $125,543 in Oxnard to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Newport News has the same purchasing power as $125,543 in Oxnard.
Conversely, $75,000 in Oxnard equals $44,805 in Newport News.
Living in Newport News vs Oxnard
Housing Costs
Newport News's housing index of 75 is lower Oxnard's 253, translating to median home prices of $261,000 vs $653,000. The $392,000 difference in home prices means roughly $25,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Newport News compared to $1,925/mo in Oxnard, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 99 in Newport News and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $470/month in Newport News vs $532/month in Oxnard. Newport News offers a meaningful advantage on everyday food costs, saving roughly $744/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 104 in Newport News and 107 in Oxnard. Monthly utility bills average approximately $416 in Newport News vs $428 in Oxnard. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 111 in Newport News and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $69,600 in Newport News and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,652 and $62,468 respectively. Newport News residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,624/month to housing in Newport News vs $2,245/month in Oxnard. In Newport News, median rent of $1,175/mo fits within this budget. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 178 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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