City Comparison

Newark vs Yonkers

Cost of Living Comparison · 2026

Newark

New Jersey
121
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$40,014
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

14.8%

The cost gap between these cities is 14.8%, with Newark being the more affordable option. A $75,000 income in Newark has equivalent purchasing power to $88,017 in Yonkers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
149
Newark
203
Yonkers
Groceries
103
Newark
106
Yonkers
Utilities
118
Newark
117
Yonkers
Transportation
115
Newark
116
Yonkers
Healthcare
105
Newark
107
Yonkers

Salary Equivalence

A $75,000 salary in Newark has the same purchasing power as $88,017 in Yonkers.

Conversely, $75,000 in Yonkers equals $63,908 in Newark.

Living in Newark vs Yonkers

Housing Costs

Newark's housing index of 149 is lower Yonkers's 203, translating to median home prices of $340,000 vs $635,000. The $295,000 difference in home prices means roughly $19,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Newark compared to $2,200/mo in Yonkers, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 103 in Newark and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $489/month in Newark vs $504/month in Yonkers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Newark and 117 in Yonkers. Monthly utility bills average approximately $472 in Newark vs $468 in Yonkers. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Newark and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $40,014 in Newark and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,069 and $56,761 respectively. Yonkers residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $934/month to housing in Newark vs $1,881/month in Yonkers. In Newark, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Newark is 14.8% more affordable overall with an index of 121 vs 142.
A $75,000 salary in Newark has equivalent purchasing power to approximately $88,017 in Yonkers, based on the cost of living difference.
Newark's housing index is 149 with median homes at $340,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

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