Side-by-side cost of living comparison for 2026
14% cheaper
Wilmington is 14% more affordable than Newark. A $75,000 salary in Newark is equivalent to $64,463 in Wilmington.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · Delaware salaries
Housing is typically the biggest factor in any cost-of-living comparison. Newark has a housing index of 149 while Wilmington sits at 104 (national average = 100). The median home in Newark costs $340,000 compared to $235,000 in Wilmington, a difference of $105,000. Monthly rent follows a similar pattern: $1,400 in Newark versus $1,200 in Wilmington.
Groceries and everyday expenses show a narrower gap: Newark scores 103 while Wilmington scores 103. Both cities are close to the national average for grocery costs.
Healthcare costs in Newark (105) are lower than Wilmington (106). Both are close to the national average.
Median household income in Newark is $40,014 compared to $46,520 in Wilmington. When adjusted for cost of living, income goes further in Wilmington.
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