Newark vs Roswell
Cost of Living Comparison · 2026
Newark
Roswell
The Verdict
Living in Roswell costs 7.1% less than Newark. To match the purchasing power of a $75,000 salary in Newark, you would need $70,041 in Roswell.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Newark has the same purchasing power as $70,041 in Roswell.
Conversely, $75,000 in Roswell equals $80,310 in Newark.
Living in Newark vs Roswell
Housing Costs
Newark's housing index of 149 is lower Roswell's 187, translating to median home prices of $340,000 vs $647,000. The $307,000 difference in home prices means roughly $19,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Newark compared to $1,700/mo in Roswell, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 103 in Newark and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $489/month in Newark vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 118 in Newark and 98 in Roswell. Monthly utility bills average approximately $472 in Newark vs $392 in Roswell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 105 in Newark and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $40,014 in Newark and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,069 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $934/month to housing in Newark vs $2,539/month in Roswell. In Newark, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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