City Comparison

Newark vs Olathe

Cost of Living Comparison · 2026

Newark

New Jersey
121
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$40,014
Median Income

Olathe

Kansas
106
Above Average
$364,000
Median Home
$1,425/mo
Median Rent
$114,000
Median Income

The Verdict

14.2%

The cost gap between these cities is 14.2%, with Olathe being the more affordable option. A $75,000 income in Newark has equivalent purchasing power to $65,702 in Olathe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
149
Newark
106
Olathe
Groceries
103
Newark
96
Olathe
Utilities
118
Newark
98
Olathe
Transportation
115
Newark
95
Olathe
Healthcare
105
Newark
102
Olathe

Salary Equivalence

A $75,000 salary in Newark has the same purchasing power as $65,702 in Olathe.

Conversely, $75,000 in Olathe equals $85,613 in Newark.

Living in Newark vs Olathe

Housing Costs

Newark's housing index of 149 is higher Olathe's 106, translating to median home prices of $340,000 vs $364,000. The $24,000 difference in home prices means roughly $1,560 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Newark compared to $1,425/mo in Olathe, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 103 in Newark and 96 in Olathe. A household spending the national average of $475/month on groceries would pay approximately $489/month in Newark vs $456/month in Olathe. Olathe offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Newark and 98 in Olathe. Monthly utility bills average approximately $472 in Newark vs $392 in Olathe. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 105 in Newark and 102 in Olathe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $40,014 in Newark and $114,000 in Olathe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,069 and $107,547 respectively. Olathe residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $934/month to housing in Newark vs $2,660/month in Olathe. In Newark, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Olathe, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Olathe is 14.2% more affordable overall with an index of 106 vs 121.
A $75,000 salary in Newark has equivalent purchasing power to approximately $65,702 in Olathe, based on the cost of living difference.
Newark's housing index is 149 with median homes at $340,000, while Olathe's is 106 with median homes at $364,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases