City Comparison

Newark vs Ogden

Cost of Living Comparison · 2026

Newark

New Jersey
121
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$40,014
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

13.1%

Living in Ogden costs 13.1% less than Newark. To match the purchasing power of a $75,000 salary in Newark, you would need $66,322 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
149
Newark
112
Ogden
Groceries
103
Newark
92
Ogden
Utilities
118
Newark
80
Ogden
Transportation
115
Newark
101
Ogden
Healthcare
105
Newark
91
Ogden

Salary Equivalence

A $75,000 salary in Newark has the same purchasing power as $66,322 in Ogden.

Conversely, $75,000 in Ogden equals $84,813 in Newark.

Living in Newark vs Ogden

Housing Costs

Newark's housing index of 149 is higher Ogden's 112, translating to median home prices of $340,000 vs $385,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Newark compared to $1,250/mo in Ogden, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 103 in Newark and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $489/month in Newark vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 118 in Newark and 80 in Ogden. Monthly utility bills average approximately $472 in Newark vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 105 in Newark and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $40,014 in Newark and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,069 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $934/month to housing in Newark vs $1,636/month in Ogden. In Newark, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Ogden is 13.1% more affordable overall with an index of 107 vs 121.
A $75,000 salary in Newark has equivalent purchasing power to approximately $66,322 in Ogden, based on the cost of living difference.
Newark's housing index is 149 with median homes at $340,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

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