Side-by-side cost of living comparison for 2026
52% cheaper
San Antonio is 52% more affordable than New York City. A $75,000 salary in New York City is equivalent to $36,096 in San Antonio.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New York salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. New York City has a housing index of 302 while San Antonio sits at 78 (national average = 100). The median home in New York City costs $680,000 compared to $250,000 in San Antonio, a difference of $430,000. Monthly rent follows a similar pattern: $3,200 in New York City versus $1,200 in San Antonio.
Groceries and everyday expenses show a notable difference: New York City scores 109 while San Antonio scores 93.
Healthcare costs in New York City (108) are higher than San Antonio (95).
Median household income in New York City is $67,046 compared to $53,420 in San Antonio. When adjusted for cost of living, income goes further in San Antonio.
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