New Haven vs Roseville
Cost of Living Comparison · 2026
New Haven
Roseville
The Verdict
Living in New Haven costs 15.1% less than Roseville. To match the purchasing power of a $75,000 salary in New Haven, you would need $88,347 in Roseville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in New Haven has the same purchasing power as $88,347 in Roseville.
Conversely, $75,000 in Roseville equals $63,669 in New Haven.
Living in New Haven vs Roseville
Housing Costs
New Haven's housing index of 137 is lower Roseville's 179, translating to median home prices of $250,000 vs $625,000. The $375,000 difference in home prices means roughly $24,372 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in New Haven compared to $2,000/mo in Roseville, a monthly difference of $600.
Grocery & Food Costs
Grocery expenses index at 106 in New Haven and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $504/month in New Haven vs $499/month in Roseville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 124 in New Haven and 163 in Roseville. Monthly utility bills average approximately $496 in New Haven vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 114 in New Haven and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $42,158 in New Haven and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $35,727 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $984/month to housing in New Haven vs $3,332/month in Roseville. In New Haven, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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