City Comparison

New Bedford vs Sterling Heights

Cost of Living Comparison · 2026

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

14.3%

The cost gap between these cities is 14.3%, with Sterling Heights being the more affordable option. A $75,000 income in New Bedford has equivalent purchasing power to $65,625 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
116
New Bedford
87
Sterling Heights
Groceries
104
New Bedford
99
Sterling Heights
Utilities
145
New Bedford
102
Sterling Heights
Transportation
108
New Bedford
107
Sterling Heights
Healthcare
118
New Bedford
93
Sterling Heights

Salary Equivalence

A $75,000 salary in New Bedford has the same purchasing power as $65,625 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $85,714 in New Bedford.

Living in New Bedford vs Sterling Heights

Housing Costs

New Bedford's housing index of 116 is higher Sterling Heights's 87, translating to median home prices of $371,000 vs $300,000. The $71,000 difference in home prices means roughly $4,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in New Bedford compared to $1,175/mo in Sterling Heights, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 104 in New Bedford and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $494/month in New Bedford vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 145 in New Bedford and 102 in Sterling Heights. Monthly utility bills average approximately $580 in New Bedford vs $408 in Sterling Heights. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in New Bedford and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in New Bedford and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,893 and $71,531 respectively. Sterling Heights residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in New Bedford vs $1,636/month in Sterling Heights. In New Bedford, median rent of $1,225/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Sterling Heights is 14.3% more affordable overall with an index of 98 vs 112.
A $75,000 salary in New Bedford has equivalent purchasing power to approximately $65,625 in Sterling Heights, based on the cost of living difference.
New Bedford's housing index is 116 with median homes at $371,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

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