City Comparison

New Bedford vs Port St Lucie

Cost of Living Comparison · 2026

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

13.1%

Living in Port St Lucie costs 13.1% less than New Bedford. To match the purchasing power of a $75,000 salary in New Bedford, you would need $66,295 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
116
New Bedford
103
Port St Lucie
Groceries
104
New Bedford
102
Port St Lucie
Utilities
145
New Bedford
93
Port St Lucie
Transportation
108
New Bedford
102
Port St Lucie
Healthcare
118
New Bedford
96
Port St Lucie

Salary Equivalence

A $75,000 salary in New Bedford has the same purchasing power as $66,295 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $84,848 in New Bedford.

Living in New Bedford vs Port St Lucie

Housing Costs

New Bedford's housing index of 116 is higher Port St Lucie's 103, translating to median home prices of $371,000 vs $384,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in New Bedford compared to $1,800/mo in Port St Lucie, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 104 in New Bedford and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $494/month in New Bedford vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 145 in New Bedford and 93 in Port St Lucie. Monthly utility bills average approximately $580 in New Bedford vs $372 in Port St Lucie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in New Bedford and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in New Bedford and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,893 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in New Bedford vs $1,892/month in Port St Lucie. In New Bedford, median rent of $1,225/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 13.1% more affordable overall with an index of 99 vs 112.
A $75,000 salary in New Bedford has equivalent purchasing power to approximately $66,295 in Port St Lucie, based on the cost of living difference.
New Bedford's housing index is 116 with median homes at $371,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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